Let's be direct and ask the question you really want an answer to. 

"Why should David Christian be my Licensed Lending Officer?"

"I don't understand the loan process at all!"

No worries. My team and I are here to get you the right loan for your situation. 

In the meantime, you can be at ease while I help you understand more about:

* Rates *

* Loan programs *

* The loan process *

* What you'll need for your application *

* What to expect after you complete your application *

"Why are you so confident you can get the job done?

We have loans for nearly every home type, income type, property type, occupancy and loan purpose.  Options! Options! Options!

Amortization types (Fixed, ARM & Variable)

Property types (Single Family, Condo, 2-4 units, Mobile Homes, +...)

Loan positions (1st Mortgage, 2nd Mortgages, HELOCs & HE-Loans)

Income Types (W-2, 1099, LLC, S-Corp, Bank Statements, ITEN, +...)

Occupancy types (Owner Occupied, 2nd/Vacation Homes, Investments/Rentals)

Loan Programs (Conventional, FHA, VA, USDA, Non-QM, Jumbo & Super Jumbo)

Loan Purposes (Purchase, Refi: no c/o, Refi: c/o, Construction, Construction to Perm)

Enough of the small talk friends.  Let's get you the loan you need.